Private · Direct · Free to create

Need help paying bills?
Your people can help.

A Better Gift lets you create a private request and receive contributions from friends and family directly to your bank account. No public campaign. No strangers. Just the people who already care about you.

Create a Free Request

Free to create  ·  Contributors need no account  ·  You keep 100%

Bills don't wait for a good time to show up

A medical emergency. A car repair that can't wait. A month where rent came due before the paycheck did. Most people will face at least one stretch in their lives where their expenses outpace what they have — and the question isn't whether it happens, but what you do when it does.

Government assistance programs can help some people in some situations, but they take time, come with eligibility requirements, and often don't cover the specific bill in front of you. The fastest, most direct path to getting bills paid is usually the people who already know you — friends, family, coworkers — who want to help but need a clear, easy way to do it.

A Better Gift is built for exactly that: a private request from you to the specific people you choose, with contributions going directly to your bank account or debit card. No public campaign, no strangers, nothing deducted from what you receive.

If you're not sure how to approach the conversation, our guide on how to ask friends and family for financial help walks through how to frame the ask in a way that's honest, specific, and gets a real response. Most people find it far less uncomfortable than they expected — especially when the request is clear and private.

Three steps from setup to funds in your bank

Simple enough to set up in the middle of a stressful week.

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Create your private request

Describe what you need help with, set a goal amount, and add a photo if you'd like. Takes about two minutes. Your request is never public — it exists only as a private link. Learn more about how to collect money from friends and family online.

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Share with people you trust

Send your private link by text, email, Facebook, or any messaging app. Only the people you share it with can see it. Contributors pay with any card, Apple Pay, or Google Pay — no account needed on their end.

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Receive contributions directly

Contributions go straight to your bank account (1–2 business days) or debit card (fast delivery). You receive 100% — contributors cover the small processing fee so nothing is deducted from what you receive.

100%
Of every contribution
goes directly to you
Private
Never public,
never searchable
2 min
To create and
share your request
Free
No cost to
create a request

The people who know you give more than strangers

Public platforms reach the internet. A Better Gift reaches the people who already care about you — and that's a completely different outcome.

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Your situation stays private

Your request is never indexed in search engines or visible to anyone you haven't personally sent your link to. What you share stays between you and the people you choose. This is private personal fundraising — not a public campaign.

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You keep every dollar

A 6.9% processing fee is added on top of each contribution — paid by the contributor, not you. If someone contributes $100, they pay $106.90 and you receive $100. Nothing is deducted from what you receive.

Funds available fast

When bills are due, you can't wait weeks for a campaign to "go viral." Contributions process directly to your bank account or debit card as they come in — you don't need to reach your full goal before funds are released.

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Personal networks actually convert

Most public crowdfunding campaigns fail to reach half their goal because they depend on strangers. The people in your life — who know you, trust you, and want you to be okay — are far more likely to contribute when given a clear, private way to do so.

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One link does the work

No complicated setup. No public profile to maintain. Just one private link you can share however you communicate — text, email, Facebook, group chat. Contributors click, choose an amount, and pay in under a minute.

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Easier than the conversation

Asking for help one-on-one is hard. A clear, organized request with a goal and a description removes the awkwardness — for you and for them. They can see exactly what's needed and contribute without an uncomfortable back-and-forth.

Common Questions

How can I get help paying my bills from friends and family?

Create a free request on A Better Gift, describe what you need help with, and share your private link with the friends and family you choose. Contributors click the link, choose an amount, and pay directly. Contributions go straight to your bank account or debit card — you receive 100% of every contribution. If you're unsure how to approach the ask, our guide on how to ask friends and family for financial help covers how to frame it clearly and honestly.

Is it okay to ask friends and family to help pay my bills?

Yes. Nearly everyone goes through a period where expenses outpace income. The people in your life would rather know you need help than wonder why you're struggling alone. A Better Gift makes the ask easier by giving contributors a clear, private, organized way to help — so the request feels less like a burden and more like an invitation.

How is A Better Gift different from GoFundMe for paying bills?

GoFundMe is built for public campaigns that try to reach as many strangers as possible. A Better Gift is built for private requests with people who already know you. Your request is never searchable, never public, and never visible to anyone you haven't personally sent your link to. You also keep 100% of every contribution — contributors cover the processing fee, unlike GoFundMe where fees are deducted from what you receive.

What bills can I get help with through A Better Gift?

Any personal expense. Medical bills, rent, utilities, car repairs, moving costs, education, funeral expenses, vet bills, legal fees, childcare, home repairs — if you need financial support from the people in your life, you can create a request for it. Use the category links above to find guidance specific to your situation.

How quickly do I receive contributions?

Contributions process directly to your bank account (typically 1–2 business days) or debit card (fast delivery). You don't need to reach your full goal before funds are released — every contribution is available as it arrives. This matters when bills have a due date.

Do my friends and family need to create an account?

No. They click your private link, choose an amount, and pay with any major credit or debit card, Apple Pay, or Google Pay. No signup, no account creation, no friction. The easier it is to contribute, the more people follow through.

I'm behind on multiple bills at once. Where do I even start?

Start with the most urgent. List every bill that's past due or coming due and rank them by consequence: which one leads to eviction, utility shutoff, repossession, or a medical hold? Tackle those first. For each one, call the biller's hardship department before assuming you need the full amount — most utilities, hospitals, and lenders have payment plans, deferrals, or reduced-balance settlements available. For the gap that remains, A Better Gift lets you create a single private request covering the total, share it with the people closest to you, and receive funds to your bank in 1-2 business days. You don't have to solve every bill in one move — you solve the urgent ones first and create breathing room for the rest.

I'm embarrassed to tell people I can't pay my bills. How do I do this privately?

You're not alone — embarrassment is one of the biggest reasons people don't ask for help even when their family would gladly give it. A Better Gift was built specifically for this. You create a private request, write as much or as little detail as you want, and share the link only with the people you choose. There's no public campaign, no social media post, no audience reading your situation. You can start by sharing with just one or two close family members and expand only if you need to. The people you tell are the only people who know it exists.

Whatever the bill —
your people can help.

Create a private request in two minutes. Share it with the people you trust. Receive contributions directly to your bank account or debit card.

Create Your Request — Free