Church Fundraising — For Congregations That Already Know Everyone

The median American congregation has about 70 regular attenders. When that church needs a new roof or a mission trip paid for, the problem isn't finding donors — it's that the fifty people who would give have no simple way to do it.

Source: Hartford Institute for Religion Research, 2025 Faith Communities Today

The scenario

Pastor Reyes's congregation runs about 80 on a Sunday. The van that takes the youth group to summer camp failed its inspection, and the repair is $4,200. They have no website, no giving app, and no committee for this. What they have is a church directory, a Sunday announcement, and roughly fifty households who already give something each week.

The pancake breakfast is scheduled for the second Sunday in May. Camp leaves in June.

What a request adds to what you already do

The pancake breakfast, the yard sale, the soup supper — keep them. They feed the church in a way money doesn't, and a congregation that only ever gets asked for money becomes a congregation that stops coming.

But a breakfast reaches the people who are already in the building on Sunday. A request reaches the ones who aren't — the family that moved to Arizona and still gets the newsletter, the daughter who grew up in that church, the member in the hospital who hasn't been able to attend since February.

What the church keeps100% of every contribution. The 6.9% fee is added at checkout and paid by the contributor, not taken out of what you receive.
When it arrivesStandard payouts reach the bank in 2-3 business days.
Who sees itOnly the people you send the link to, unless you choose to make it public. Nothing is listed or searchable by default.

The arithmetic for a small congregation

A church of 70 is not a smaller version of a church of 700. It's a different fundraising problem.

Seven hundred people lets you run a campaign — a kickoff Sunday, pledge cards, a thermometer in the narthex. Seventy people doesn't. There's no anonymous middle; everyone's giving is visible to everyone else, and that's exactly why a direct, private ask works better than a pledge drive.

Forty-two contributions of $100 covers it. In a congregation of eighty households, that's the families who'd have put something in the plate anyway — just pointed at one thing, with a number attached.

How it works

  1. Describe the one thing. Van repair — $4,200. Attach the quote from the garage.
  2. Send it to the people you choose. Email or text, your directory, nobody else's.
  3. The money goes to your bank account. 2-3 business days after each contribution.

What it costs

Nothing to create a request. Nothing to send it. The only fee is the 6.9% a contributor pays on top of their own contribution — a $100 contribution costs the giver $106.90 and the church receives $100.00.

What this is built for

It's built for one specific thing with a number on it. A van repair, a roof, a trip with a departure date.

It works through your directory. The list you already have is the whole requirement.

Contributions start at $100. For a congregation, that's an ordinary Sunday for one family — and forty of them covers a $4,200 van.

The traditional ones still work

  • Pancake breakfasts and soup suppers · Yard and rummage sales
  • Benefit concerts and talent nights · Trivia and game nights
  • Youth car washes · Bake sales
  • Buy-a-brick and memorial pavers · Change drives

Questions

How can a church raise money fast?▼
For a small congregation, the shortest route to an ask is almost never a new event — it's going to the people who already give, directly, for one specific thing with a number and a date. An event takes six weeks to organize. A request takes an afternoon. How quickly the money comes in is up to the people you ask.
What's the most profitable church fundraiser?▼
Over a year, an annual event or a capital campaign raises the most, because they bring in people beyond your membership. A request raises less in total and keeps all of it.
Can a church use this, or does it have to be a person?▼
The person who creates the request receives the money, so it should be whoever normally handles the church's funds — a treasurer, a pastor, a finance committee chair.
Do we need to be a 501(c)(3)?▼
No. Nothing here requires that status — there's no EIN and no application.
What happens if we don't reach the goal?▼
You keep everything contributed. Each contribution reaches the bank in 2-3 business days whether the total is met or not.
Who can see our request?▼
Only the people you send the link to. Requests are private by default — not published, listed, or indexed by search engines unless you choose to make yours public.

Start a request for your church

Start a request