Help Paying for Nursing Home Care When the Pension Falls Short

Residential care, assisted living or memory care for a parent, with a monthly fee their pension does not fully cover. A private request lets the family share that shortfall, one month or a stretch of months, with the home's invoice attached.

Start a private request

Free to create and free to send.

When the monthly fee is more than the pension covers

Care fees come every month, and a pension or benefit may cover most of the fee but not all of it. The part left over is the number to ask about: the shortfall, not the whole fee, with the date the home needs it.

If anything about the payment schedule can change, the home's billing office is the place to ask. Whatever remains is what the request is for.

What a care request looks like here

Linda's mother moved into residential care in August. The monthly fee is more than her pension covers, and the home needs the balance by the 1st each month for her to keep her place.

Linda's request asks for one month of the shortfall, with the home's invoice attached. It went to her two brothers, her mother's sister and three of her mother's oldest friends.

Some residents raise it themselves: "I moved into residential care in August, and the monthly fee is more than my pension covers." The same request works either way.

One month, or a stretch of months

A request can cover a single month's shortfall or several months ahead. When several relatives each give toward it, the cost is shared rather than landing on one person.

Memory care, and asking on her behalf

With memory care, the resident may not be the one asking. The family raises it with her name on the request, and nothing about her health needs to appear in it.

Not posted for strangers

Only people with the link can open it, and you decide who it is sent to, by text or email.

What you keepThe entire amount of every contribution.
When it arrivesOnce your bank is connected, each contribution reaches it in 2-3 business days.
How you send itBy text or email, to the people you choose, with photos and a video if you want them to see the situation rather than just read about it. You decide who to send it to. It's never listed on A Better Gift, and it stays out of search results unless you choose to share it publicly.

How a private request for nursing home care works

What the family addsWhat it means
The home's monthly invoice, with the fee and what her pension already coversEveryone sees the shortfall itself, not only the full fee.
Her story in your words, and a video from a visit if you likePeople hear about her, and not just about the bill.
A link sent to siblings, cousins and old friends by text or emailEach of them gives by card as a guest, with no account, and is emailed a receipt.
Your bank details, once Stripe has confirmed who you areThe money is paid into your account. Once your bank is connected, each contribution reaches it in 2-3 business days, with no total to reach first, and relatives can still contribute after the goal is met.
A video update after your next visitIt is emailed to the relatives who contributed and to anyone you invited by email.
A goal for a month or more of her careRequests start at $500: one month's shortfall or several, shared across the family.
Start a private request

Who should set it up

Whoever creates the request receives the payout. So the family member who pays the home is the right person to create it, with the resident's name on the request so everyone knows whose care it covers.

What it costs to raise money for care

Nothing to create a request. Nothing to send it. And nothing comes out of what people give you: you receive the entire amount.

Questions about raising money for nursing home care

Can our family raise money for a parent's care home fees?▼
Yes. Give the monthly fee and the shortfall, attach the home's invoice, and send the link to relatives and friends by text or email. Once your bank is connected, each contribution reaches it in 2-3 business days.
Can it cover assisted living or memory care?▼
Yes. Residential care, assisted living and memory care all fit, for one month's shortfall or several.
What should I attach from the home?▼
The monthly invoice or statement, showing the fee, what a pension or benefit already covers, and the billing period.
Can several of us share the cost through one request?▼
Yes. One request takes contributions from as many relatives and friends as you send it to, each giving what they choose.
Does Mom need to set it up herself?▼
No. The family member who pays the home can create it with her name on it, and that person receives the payout.
What does A Better Gift charge?▼
Creating a request is free, sending it is free, and you receive the entire amount of every contribution.
What if the month's shortfall isn't fully covered?▼
You still keep everything that was given. Once your bank is connected, each contribution reaches it in 2-3 business days, whether the total is met or not.

Start a request for care costs

Start a private request