The short version: GoFundMe’s fee is 2.9% + $0.30 per donation, deducted automatically. There is no platform fee and no fee to start. The $0.30 is charged per donation, so $1,000 raised in ten gifts costs $32 while the same $1,000 in one gift costs $29.30.
What each platform leaves you from a $100 donation
| Platform | Platform fee | Processing | You receive |
|---|---|---|---|
| A Better Gift | 6.9%, added at checkout | — | $100.00 |
| GiveSendGo | 0% | 2.7% + $0.30 | $97.00 |
| GoFundMe | 0% | 2.9% + $0.30 | $96.80 |
| FreeFunder | 0% | 2.9% + $0.30 | $96.80 |
| Ever Loved | 0% | 2.9% + $0.30 | $96.80 |
| Spotfund | 0% | 2.9% + $0.30 | $96.80 |
| AngeLink | 0% | 2.9% + $0.30 | $96.80 |
| Givebutter | 0% with donor tips, 3% without | 0% with tips | $100.00 / $96.80 |
| Help Hope Live | 3% admin | 2.65% | $94.35 |
| GoGetFunding | 4% | 2.9% + $0.30 | $92.80 |
| Kickstarter | 5% | 3% + $0.30 | $91.70 |
| Indiegogo | 5% | 3% + $0.20 | $91.80 |
| Patreon | 10% | plus processing | under $90 |
| Waggle | 15% added at checkout (10% for rescues) | — | $100.00 to the clinic |
| Zeffy | 0% | 0%, covered by donor tips | $100.00 — nonprofits only |
What you keep from a $100 donation
Every platform except A Better Gift deducts its fee from your total.
Why the $0.30 matters more than the percentage
The flat charge is per donation, not per campaign, so the same total costs more when it arrives in small gifts. On GoFundMe:
- $1,000 in one gift — $29.30 in fees, you receive $970.70
- $1,000 in ten $100 gifts — $32.00, you receive $968.00
- $1,000 in forty $25 gifts — $41.00, you receive $959.00
Forty small contributions is what a personal fundraiser usually looks like, so the realistic figure is the bottom one, not the headline percentage.
The fee you pay and the fee your contributors pay
Every platform above except three deducts its fee from your money. Three do the opposite and add it at the contributor’s checkout: Waggle at 15%, Zeffy through optional donor tips, and A Better Gift at 6.9%.
That is the whole difference between receiving $96.80 and receiving $100.00. On A Better Gift a $100 gift costs the contributor $106.90 and you receive the full $100, in your bank in 2–3 business days. Nobody needs an account to give, nothing is public, and the request is never indexed.
Whether that is worth it depends on one thing: if you need a specific amount by a specific date — rent, a deposit, a funeral home — then being $32 short of the number you asked for matters more than the sticker price of the platform.
Free to create · under two minutes · never public · you receive 100%
Frequently asked questions
How much does GoFundMe take from a donation?
GoFundMe charges no platform fee on personal fundraisers in the US. Payment processing of 2.9% + $0.30 is deducted from each donation, so a $100 gift leaves you $96.80. Because the $0.30 is per donation, many small gifts cost more in total than a few large ones.
How much will GoFundMe take from $100,000?
Raised as a single $100,000 donation, processing is $2,900.30 and you receive $97,099.70. Raised as a thousand $100 donations it is $3,200, leaving $96,800. The platform fee is zero either way.
Does GoFundMe charge a platform fee in 2026?
Not on personal fundraisers in the US. GoFundMe's pricing page states there is no fee to start or manage a fundraiser, and that the company is supported by optional tips from donors. US certified nonprofits pay a reduced transaction rate of 2.2% + $0.30.
Which crowdfunding platform has the lowest fees?
On a single $100 donation, GiveSendGo leaves the most at $97.00 with its 2.7% + $0.30 rate for US fundraisers. GoFundMe, FreeFunder, Ever Loved and Spotfund all leave $96.80. Zeffy takes nothing at all but is restricted to registered nonprofits with an EIN, so it is not an option for an individual.
Why does A Better Gift cost more?
It does not cost you more; it costs your contributors more. The 6.9% is added at their checkout rather than deducted from your total, so a $100 gift costs the contributor $106.90 and you receive the full $100. On every other platform on this page the fee comes out of your money.